Break free from the constraints of conventional lenders.
We have access to innovative, non-traditional sources of fast, affordable finance to help businesses maintain performance and pursue growth.
Here’s what you get
Suitable if you
- Suffer from the unique cash flow problems of construction
- Need access to funds with 24 hours
- Are considering bad debt protection
- Require funding for new contracts
- Consider confidential credit control essential
- Are looking for streamlined administration and management
BENEFITS FOR YOUR BUSINESS
Flexible Funding
A healthy construction industry requires sound funding options but many traditional investors and lenders are steering clear. Our construction finance scheme improves the cashflow of otherwise competitive and healthy businesses.
Realise Your Receivables
You have invested money in providing a contracted service but once you have made your application for payment, it is customary to wait for several weeks before receiving payment. Our partners will pay you a percentage of your invoices and applications for payment and they will even pay out on uncertified applications.
No Extra Borrowing Costs
Rather than seeking interim additional funding which brings its own costs, our construction finance product allows you to realise the value of what you’re owed immediately without the cost of arranging separate borrowing.
HOW IT WORKS
An Understanding Partner
Stellar Capital’s financing solutions are a perfect fit for the particular challenges and complexities of the construction industry. Unlike traditional institutions, we understand instinctively that construction is a special case and needs to be treated accordingly.
Growth and Performance
Productivity and profitability are the foundations of a successful business, but cashflow drives performance and growth. In order to service existing contracts and win new ones, you need cash to be available, not tied up in receivables. Our package provides you with upfront investment and the means of paying daily running costs.
Fast Access
Our financial partners understand the risk of delay so they will make funds available to you within 24 hours of your submission to them of your invoices.
Ongoing Advice
At Stellar Capital we value our partners and clients so we offer ongoing access to guidance, advice and support.
CONSTRUCTION FINANCE HIGHLIGHTS
- Ask Stellar Capital to make a financing arrangement with a recommended partner
- Provide your contracted service and invoice the client
- Submit the invoice to our financial partner
- Our partner will pay you an agreed percentage of the invoice value
- The remainder of the debt is collected by you or by our partner
OTHER OPTIONS FOR YOUR BUSINESS
Hotel Finance
As independent brokers, Stellar Capital can help to arrange finance with lenders who are not high street names but have a successful history of supporting the hotel industry. These are generally not banks but pension funds, insurance companies and other specialist lenders who are looking for strong returns on sound investments and understand the particular pressures and requirements of the hotel industry.
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Project Funding
We have access to a consortium of banks and financial institutions in partnership with whom we can arrange third-party collateral, structure asset backing into the funding package and then help you approach lenders and investors with a financially sound, attractive proposition. If you are reluctant to part with shares, we can structure any private investment as a loan.
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Trade Finance and Purchase Financing
Stellar Capital’s commercial finance partners enable you to order and receive goods for which they can make the payment on your behalf. It also means you can take advantage of any early settlement discounts. This flexibility enables you to combine trade finance with invoice finance to fund important purchases by releasing the cash value of your receivables.
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Stellar capital is equipped to demonstrate the areas in which your operations can be improved to maximise value and profits.
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Stellar Capital is committed to helping our clients find the best solutions for every funding challenge.
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