We can give you access to invoice and asset finance so you don’t have to wait for slow payments.  Our solutions free upworking capital today.


    Here’s what you get

    Reduced risk to your capital

    Competitive advantage

    Protection against inflation

    Great purchasing power

    Minimal down payments

    Potential to improve your credit rating

    Suitable if you

    1. Run a manufacturing business in the UK
    2. Need to keep up with technological advances to maintain competitiveness
    3. Provide credit terms for your customers
    4. Face competition from overseas companies
    5. Are planning a programme of business expansion
    6. Wish to increase inventory volumes to reduce costs
    7. Need to bridge late payments and source new suppliers



    Release Value

    Every invoice you issue creates a debt. The value of that debt is immediately quantifiable. Realising that value before your invoice is paid gives an immediate enhancement to your cash flow.

    Alternative Purchase Funding

    Our strategic financial partners will convert your receivables into cash which can be available to your business within 24 hours.

    Flexible Options

    Monetise your invoices and other valuable, non-liquid assets to liberate capital on favourable, flexible terms.




    Cash Flow Forecast

    Prepare your financial strategy with a cash flow forecast which identifies and quantifies current revenue, profit, credit, costs, seasonal and market trends.

    Apply for finance

    Stellar Capital’s finance partners offer a range of loans, flexible repayment terms, fast approval and deposit, no hidden fees and both secured and unsecured options.

    Available Options

    Advances against single invoices, multiple invoices or the entirety of your sales ledger. Bridge gaps caused by lengthy credit terms. Outsource credit control or retain in-house operations.

    Additional benefits

    Gain fast access to funds as soon as invoices are issued, receiving up to 95% of the invoice amount. Give yourself leverage to negotiate improved terms with suppliers and improve your cash flow. Bad debt protection is an optional extra.


    1. Draw up detailed cash flow projections to identify your short – and long-term needs
    2. Explore the full range of finance options with Stellar Capital’s financial experts
    3. Apply to your preferred lender, providing management accounts and details of revenue, costs and assets
    4. Continue to trade normally and raise invoices as usual
    5. Supply invoice information to your lender and receive up to 95% of the value within 24-48 hours



      Stock Finance

      If you own tangible assets, these can form the basis of loan funding based on the value of your plant, stock and inventory which is independently assessed. Realise the value of your assets while retaining ownership.

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      Asset Finance

      If you urgently need to invest in new plant and machinery, then your day to day cashflow may not be large enough or sufficiently liquid to give you this capability. Asset finance releases funds for the purchase, rental or refinancing of assets. Our partners will buy and supply essential new equipment to you under an extendable fixed-term lease with the upfront costs converted into instalment repayments.

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      Invoice Factoring

      When you raise an invoice for goods or services supplied, you have created a receivable, which is a valuable asset. Instead of waiting 30 or 60 days or longer for payment, our partners can give you access to a substantial percentage of that value within 24 hours. They then take over responsibility for collecting payment from the customer.

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      Stellar capital is equipped to demonstrate the areas in which your operations can be improved to maximise value and profits.

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      Stellar Capital is committed to helping our clients find the best solutions for every funding challenge.

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