Instead of bridging the funding gap until your clients pay, turn your invoices into cash in 24 hours with the help of our finance partners


    Here’s what you get

    Immediate release of cash tied up in receivables
    Optional bad debt protection
    Outsourced credit control facility
    Payroll management
    Support of a professional team of finance experts

    Suitable if you

    1. Recruit on behalf of clients for permanent and temporary roles
    2. Provide credit terms to your clients
    3. Operate terms that have a negative impact on your cashflow
    4. Are worried about losing candidates because of delays in paying them
    5. Would prefer to concentrate on your core business rather than admin
    6. Need ongoing recruitment financing support




    Manage your finances with a flexible contract and simple, transparent fees and reduce the impact of seasonal fluctuations. Enjoy a healthy cashflow that will enable you to pursue new business and continue to grow, free from the danger of falling into the payment gap

    Online Portal

    Put yourself in control of your bespoke recruitment finance and management package with our intuitive self-service online portal.


    Guarantee full compliance with all your statutory obligations regarding employee conditions, payroll administration, reporting and tax accounting




    Talk to Stellar Capital

    If you are struggling with any of the onerous pressures and responsibilities of recruitment then it’s time to talk to Stellar Capital about how we can solve all these problems with our holistic recruitment finance package.

    Engage Finance Partners

    Our strategic partners can release up to 100% of the cash that is tied up in your invoices, usually within 24 hours. The only deductions will be their agreed fee and a reserve to cover PAYE.


    Your clients are low risk so there is rarely any doubt that your invoices will be paid according to your agreed terms. On the few occasions where things do not run so smoothly and a client defaults, you can benefit from bad debt protection to cover up to 90% of the value of the default.

    Post-payment Options

    Once you have been paid, our partners can take on your credit control and collect payment from your clients on your behalf. They also offer the option to manage your entire payroll process, including the processing of timesheets and all other documentation.


    1. Receive up to 100% of the cash that is tied up in your invoices
    2. Advances often made within 24 hours
    3. Bridge the funding gap and improve cash flow
    4. Lower operating costs
    5. Expert outsourcing
    6. Access to comprehensive business performance reports




      You sell your invoices to one of Stellar Capital’s strategic partners, known as a factor. The factor pays most of the value of the invoice immediately – anything from 80-90% – then collects payment directly from the client.

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      Invoice Discounting

      The financial partner advances money against the amounts owed but unlike in factoring, the finance company does not assume the debt: it remains the responsibility of the business to collect, which can be useful if there are issues of confidentiality or reputation.

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      Funding Management

      Funding management is an approach to finance which applies strategic expertise to the way a business interacts with and responds to the changing financial markets, keeping it receptive to new products, restructuring opportunities and emerging sources of capital finance.

      Read More >

      Stellar capital is equipped to demonstrate the areas in which your operations can be improved to maximise value and profits.

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      Stellar Capital is committed to helping our clients find the best solutions for every funding challenge.

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